Dealing with lenders, mortgage brokers, appraisers, banks, variable rates, fixed rates, arms and option arms, loan to value, points and the myriad complexities relating to financing or refinancing your real estate investment or your business endeavor or your capital requirements can be daunting at best and usually overwhelming, even for the professional, let alone the general family person or new investor.
That’s what we help with.
The questions we’ll need to address are what do you need financing for; your business, income property investment, your new residence or a vacation home, what? All lenders have different requirement in terms of collateral, down payments, credit scores and interest rates depending on the answers to these and other questions regarding your financial strength and the market value of the suggested collateral.
So this is where we start.
We help you through the maze of questions and confusion to define your needs, your ability to pay, cash flow requirements, equity management issues and suggest the most appropriate path. Sometimes cash flow is more important than minimizing your monthly payment, depending on the expected appreciation of your investment and the income/tax implications. Sometimes you’re just trying to buy your first home and your short on down payment yet understand the long term value of real property ownership to your family.
We can get you into your home.
Salmon Capital is affiliated with multiple mortgage brokers who have access to well over 100 lenders nation wide. With these kinds of resources to draw from and the multitude of loan programs available, we can take care of you.
Using Salmon Capital Real Estate for both your real estate transaction and as an intermediary in securing your financing can save you money. Ask me how!